Are banks open on Dhanteras 2025? Check the RBI’s official bank holiday list for October 18, 2025. Find city-wise details, festival closures, and online banking availability.

As the festive season gains momentum across India, many people are planning visits to their banks for financial transactions ahead of major festivals like Dhanteras and Diwali. However, with multiple public holidays this month, it’s crucial to know when banks are open. Here’s a detailed look at the bank holiday status for Saturday, October 18, 2025, and the complete city-wise bank holiday list for October 2025.

Are Banks Closed on October 18, 2025, for Dhanteras?

Contrary to common belief, banks will NOT be closed nationwide on October 18 for Dhanteras. While Dhanteras is a significant festival, especially for Hindus who purchase gold, silver, and other valuables on this auspicious day, it is not a bank holiday across most states.

However, as per the Reserve Bank of India (RBI) bank holiday calendar, banks in Assam will remain closed on Saturday, October 18, 2025, for the celebration of Kati Bihu — an important harvest festival in the region. This is a state-specific holiday, and banking services in other parts of the country will remain unaffected.

Why Are Banks Closed in Assam on October 18?

The holiday in Assam is due to Kati Bihu, a traditional festival celebrated by the farming community in the state. The festival marks the time when granaries are nearly empty and prayers are offered for a bountiful harvest. Farmers light lamps around the Tulsi plant and their fields during this time, hoping for prosperity in the upcoming season.

Online and Digital Banking Remain Uninterrupted

If you’re worried about banking services during the holiday, rest assured. Online banking services such as UPI, IMPS, NEFT, and RTGS will remain fully operational, even if branches are closed in some states. Customers can continue to make digital payments, transfer money, check account balances, and withdraw cash via ATMs.

City-Wise List of Bank Holidays in October 2025

Below is a detailed city-wise list of bank holidays for the remainder of October 2025: